Affording your rent or mortgage
Difficulty paying your rent
Tell your landlord
It is important to tell your landlord straight away if you are having difficulty paying your rent. If you talk to them early enough they are usually willing to agree a sensible payment plan so you can pay off any rent arrears and avoid losing your home. The longer you leave it the more difficult it is to make an agreement.
Contact the Citizen’s Advice Bureau as soon as you can - they will help you make sure you are getting all the welfare benefits you are entitled to (including housing and council tax) and help you sort out a budget to make sure your priority expenses (like rent) are paid first. They will also help you negotiate with your landlord.
We would recommend that you don't:
- take out a loan to pay off debts - this will only make matters worse
- pay for advice that you can get free
- bury your head in the sand - your problems will only get worse